Premium credit consulting and business funding for people who work hard and earn well. We don’t take on everyone: you apply, our team pre-screens you on a short call, and qualified applicants get a strategy call with our founder, Farhan Qureshi.
Limited spots each month. After you apply, our team will call you for a short pre-screen to see if we’re a good fit.
As part of our credit consulting service, our specialists file aggressive, legally grounded disputes directly with Equifax, Experian and TransUnion. Here is what we go after.
Third-party debt collectors reporting balances that are inaccurate, duplicated or cannot be verified.
Accounts a creditor wrote off but keeps reporting with wrong dates, balances or status.
30, 60 and 90-day lates that are misreported or cannot be substantiated by the furnisher.
Public records with incorrect filing details, discharge status or accounts still showing balances after discharge.
Credit pulls you did not authorize, or that were run more times than you agreed to.
Rental judgments and eviction records that are outdated, dismissed or reporting inaccurately.
Mortgage defaults reported past their legal window or with details that do not match the record.
Auto and equipment repos with deficiency balances that are wrong, duplicated or unverifiable.
We challenge inaccurate, unverifiable and outdated items under the FCRA and CROA. Items that are reporting accurately are not removed, and no specific outcome is guaranteed.
Tell us about your business or income, your credit and what you need funded. It takes about two minutes.
Our team reaches out for a short call to see if we’re a good fit. We don’t take on everyone, and we’ll tell you honestly.
Qualified applicants meet our founder, Farhan Qureshi, to map the plan for the credit and the funding.
Disputes filed across all three bureaus, score building that lasts, and funding positioned for what you actually need.
We take a limited number of new clients so every file gets the founder’s attention. Apply, and our team reaches out for the pre-screen.
By application onlyBusiness owners first. Then the trades and the overtime crowd — strong income, and credit that should match it.
Lenders look at the owner first. We get the personal file where it needs to be, then broker the working capital, lines of credit and equipment financing your business actually needs.
An $85,000 tractor financed at a subprime rate versus a prime rate can cost tens of thousands more over the note. Fix the score first, then buy the truck.
Illustrative, 60-month term. Rates vary by lender and profile.
Work vans, tool lines and supplier accounts all pull credit. We clean the file, then set up the business credit that keeps personal and business separate.
Overtime and a pension do not move a 600. Removing what is inaccurate and rebuilding the profile is how a strong wage becomes a good rate on a home.
Double shifts and differentials add up to a six-figure year. We clear what is inaccurate so the income finally shows up in your approvals.
We don’t take on everyone. Apply, and our team will call you for a short pre-screen to see if we’re a good fit.
Apply NowWorking capital, equipment and vehicle financing, business lines of credit — placed through our lender network once your file is ready. Not more than you need, and never on terms you don’t understand.
Apply Now for a Strategy Call →Illustration. Phenomenal Solutions LLC is a broker, not a lender. Funding is provided by third-party lenders on their own terms; approval, limits and rates depend on your full profile and are never guaranteed.
Figures as reported by Phenomenal Solutions LLC. Individual results vary.
Limited spots each month. After you apply, our team will call you for a short pre-screen to see if we’re a good fit. Questions first? Call or text 847-393-0359.
And, beside them, the number most people never see: what the score is costing you.
Illustrative estimate using typical rate spreads between credit tiers. Actual rates depend on the lender, the date, your income and your full profile, and are not an offer of credit. Results vary; no score outcome is guaranteed.
Results vary. We dispute inaccurate and unverifiable items under the FCRA and CROA. No specific outcomes are guaranteed. Phenomenal Solutions LLC is a broker, not a lender.
Apply, take a short pre-screen call with our team, and if we’re a fit, map your credit consulting and business funding plan with Farhan. Limited spots each month. After you apply, our team will call you for a short pre-screen to see if we’re a good fit.